Free Calculator
Carrying Cost Calculator
Every month you hold a property costs money whether or not any work is happening — interest, taxes, insurance, utilities. Estimate the real cost of your holding period before you're paying it.
Loan
$
%
months
Monthly holding costs
$
$
$
$
Estimated carrying cost
$20,400
over 6 months
Interest Fixed costs
- Monthly interest
- $2,750
- Monthly fixed costs
- $650
- Total monthly
- $3,400
- Total interest
- $16,500
- Total fixed costs
- $3,900
Estimate only, for planning purposes. Assumes the full loan amount accrues interest for the entire holding period — on an actual BldFi construction loan, interest accrues only on funds actually drawn, so real interest cost is often lower during the early months of a draw-based loan. See how draw schedules work for detail.
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