Free Calculator
LTC / LTV Calculator
Lenders cap your loan at whichever is lower: a percentage of total project cost (LTC), or a percentage of the finished value (LTV). See both numbers side by side and know which one is actually constraining your deal.
Project cost
$
$
Loan-to-cost (LTC)
Caps your loan against total project cost.
%
Loan-to-value (LTV)
Caps your loan against the finished property value.
$
%
Maximum loan amount
$300,000
capped by LTV
Max by LTC$315,000
Max by LTV$300,000
- Total project cost
- $350,000
- Est. equity needed
- $50,000
Estimate only, for planning purposes. Actual maximum loan amount is determined during underwriting and may be affected by additional factors. LTC and LTV caps shown are examples you can edit — not a quoted rate or commitment to lend.
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