Move fast. Profit more.
Speed is the fix-and-flip investor's most valuable asset. BldFi matches you with lenders who typically close in 10–14 days, with flexible rehab draw structures and — with many lenders — no prepayment penalties, so you can exit the moment your deal is done.
Loan Terms
- Loan amount
- $100K – $3M
- LTV up to
- 75% of ARV
- Purchase LTC
- Up to 90%
- Rehab LTC
- Up to 100%
- Rate from
- 11.0% / year
- Loan term
- 6 – 18 months
- Payment type
- Interest only
- Origination fee
- 1.5 – 2.5 points
- Prepayment
- None with many lenders
- Time to close
- 10 – 14 days typical
No hard credit pull at inquiry stage. Response within 1 business day.
Built for fix & flip projects.
Typically close in 10–14 days
When you find a deal, speed is everything. BldFi's streamlined process and lender matching get you to closing before the competition can blink.
100% of rehab costs financed
Lenders through BldFi can finance up to 100% of your rehab budget in draws — so your cash stays in your pocket for your next acquisition.
ARV-based underwriting
Loans are sized against after-repair value, not just current market value — so the upside in your deal is factored into your loan amount.
Exit when your deal is done
No prepayment penalties with many of our lender partners. The day you sell, you pay off the loan and keep all your profit.
What you'll need to qualify.
Lenders look at the deal and the borrower together. Strong projects with solid equity and an experienced team get to yes faster. Exact requirements vary by lender.
Run your numbers before you apply.
Fix & Flip loan questions.
Ready to fund your fix & flip project?
Submit your project details today and hear back from our team within 48 hours.
Start Your Application